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Visa

RBC CodeISO CodeDescriptionTerminal MessagePINPAD Message
00001ApprovedAPPROUVEEAPPROUVEE
00100Offline ApprovedAPPROUVEEAPPROUVEE
00100Unable to go online; offline approvedAPPROUVEEAPPROUVEE
00400Tran approved, with id.APPROUVEEAPPROUVEE
01010Approval for partial amtAPPROUVEEAPPROUVEE
02701ApprovedAPPROUVEEN/A
02701No reason to deny, acct verificationAPPROUVEEN/A
02804Approved VIPAPPROUVEEN/A
02977No action taken, cant backoutAPPROUVEEN/A
02977Unable to locate original txn.APPROUVEEN/A
05006ErrorRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
05059Suspected fraudREFUSEE ERREUR 050REFUSEE
05084Pre-auth time limit too greatRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
050B1Surcharge amount not permitted on Visa cardsRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
050Z1Offline DeclinedRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
050Z3Unable to go online; offline declinedRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
050Q1Card authentication failedRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
05275PIN tries exceededTROP ERREURS NIPTROP ERREURS NIP VOYEZ VOTRE SUC
07392Invalid receiving inst idCARTE NON VALIDECARTE NON VALIDE VOYEZ VOTRE SUC
07463Security violationRECOMMENCER ERREUR EDITIONNON TRAITABLE RECOMMENCEZ S.V.P.
48782Negative CAM, dCVV, iCVV, or CVV resultsREFUSEEREFUSEE
07483STIP cannot approveEMETTEUR NOT RELIENON TRAITABLE PROBLEME SYSTEME
07486Cannot verify pin, no PVVEMETTEUR NOT RELIENON TRAITABLE PROBLEME SYSTEME
07809Request in processRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
07894Duplicate tranRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
07879Already Reversed (by switch)RECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
11368TimeoutRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
20039No credit accountRECOMMENCER ERREUR EDITIONNON TRAITABLE RECOMMENCEZ S.V.P.
20052No checking accountRECOMMENCER ERREUR EDITIONNON TRAITABLE RECOMMENCEZ S.V.P.
20053No savings accountRECOMMENCER ERREUR EDITIONNON TRAITABLE RECOMMENCEZ S.V.P.
4811AAdditional customer authentication requiredREFUSEEN/A
20155PIN incorrectRECOMMENCER NIP ERRORNENIP ERRORNE RECOMMENCEZ S.V.P.
48170PIN data requiredREFUSEEN/A
42104Pick up card (no fraud)CARTE REFUSEE NE PAS REESSAYERCARTE REFUSEE NE PAS REESSAYER
42107Pick up card, special condition (fraud account)CARTE REFUSEE NE PAS REESSAYERCARTE REFUSEE NE PAS REESSAYER
42112Invalid TransactionCARTE REFUSEE NE PAS REESSAYERCARTE REFUSEE NE PAS REESSAYER
42114Invalid PANCARTE REFUSEE NE PAS REESSAYERCARTE REFUSEE NE PAS REESSAYER
42114Invalid PANCARTE REFUSEE NE PAS REESSAYERCARTE REFUSEE NE PAS REESSAYER
42115No such issuerCARTE REFUSEE NE PAS REESSAYERCARTE REFUSEE NE PAS REESSAYER
42141Lost card, pick upCARTE REFUSEE NE PAS REESSAYERCARTE REFUSEE NE PAS REESSAYER
42143Stolen card, pick upCARTE REFUSEE NE PAS REESSAYERCARTE REFUSEE NE PAS REESSAYER
42146Closed accountCARTE REFUSEE NE PAS REESSAYERCARTE REFUSEE NE PAS REESSAYER
42157Txn not allowedCARTE REFUSEE NE PAS REESSAYERCARTE REFUSEE NE PAS REESSAYER
422R0Stop payment orderARRETER PAIEMENT NE PAS REESSAYERARRETER PAIEMENT NE PAS REESSAYER
422R1Revocation of auth orderARRETER PAIMENT NE PAS REESSAYERARRETER PAIEMENT NE PAS REESSAYER
422R3Revocation of All Authorizations OrderARRETER PAIMENT NE PAS REESSAYERARRETER PAIEMENT NE PAS REESSAYER
4236PVerification data failedREFUSEE VERIFICATION ECHOUEEREFUSEE VERIFICATION ECHOUEE
47603Merchant invalid on networkREFUSEEN/A
47613Invalid amountREFUSEEN/A
47619Re-enter transactionREFUSEEN/A
47677Inconsistent with originalREFUSEEN/A
47691Destination unavailableREFUSEEN/A
47696System malfunctionREFUSEEN/A
47625Unable to locate record on fileREFUSEEN/A
47628File temporarily not available for update or inquiryREFUSEEN/A
48105Do not honorREFUSEEN/A
48139No Credit AccountREFUSEEN/A
48151Not sufficient fundsREFUSEEN/A
48152No Checking AccountREFUSEEN/A
48153No Savings AccountREFUSEEN/A
48158Tran not allowedREFUSEEN/A
48162Restricted cardREFUSEEN/A
48165Exceeds withdrawal frequency limitREFUSEEN/A
48180No financial impact (reversal resp to declined original)REFUSEEN/A
48193Tran not allowed, violates lawREFUSEEN/A
48164Transaction does not fulfill AML requirementREFUSEEN/A
48174Different value than that used for PINREFUSEEN/A
4815CTransaction not supported/blocked by issuerREFUSEEN/A
4819GBlocked by cardholder/contact cardholderREFUSEEN/A
481R2The txn Does not qualify for Visa PINREFUSEEN/A
48254Expired cardREFUSEE CARTE EXPIREN/A
48302Refer to Card IssuerREFUSEE APPEL A L'EMETTEURN/A
48361Exceeds approval amt limitREFUSEE APPEL A L'EMETTEURN/A
483N3Cash service not availableREFUSEE APPEL A L'EMETTEURNON TRAITABLE RECOMMENCEZ S.V.P.
483N4Cash request exceeds limitREFUSEE APPEL A L'EMETTEURN/A
483N7Decline for CVV2 failureREFUSEE APPEL A L'EMETTEURN/A
483N8Tran amt > preauth apprv amtREFUSEE APPEL A L'EMETTEURN/A
48402Refer to Card Issuer spec cond.REFUSEE APPEL A L'EMETTEURN/A
48578New cardholder not activated or card is temporarily blockedCARTE REFUSEEN/A
48681Cryptographic pin errorREFUSEEN/A
80106Bad data Purchase with Cashback – invalid Cashback value in FID CRECOMMENCER ERREUR EDITIONNON TRAITABLE RECOMMENCEZ S.V.P.
842NSInstallment plan lookup errorREFUSEEN/A

MasterCard

RBC CodeHost FID X (ISO CODE)DescriptionTerminal MessagePINPAD Message
03087Purchase Amount Only, No Cash Back allowedAPPROUVEE SANS RETRAIT DE FONDAPPROUVEE SANS RETRAIT DE FOND
00185Not DeclinedAPPROUVEEAPPROUVEE
00400Honor with idAPPROUVEEAPPROUVEE
01010Approval for partial amtAPPROUVEEAPPROUVEE
02701ApprovedAPPROUVEEN/A
05084Invalid auth life cycleRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
05681Domestic Debit Txn Not Allowed (Regional use only)CARTE NON ACCEPTEEREFUSEE PAS ACCESS AU TPV
06930Format errorRECOMMENCER ERREUR EDITIONNON TRAITABLE RECOMMENCEZ S.V.P.
07392Unable to route transactionCARTE NON VALIDECARTE NON VALIDE VOYEZ VOTRE SUC
07486PIN Validation Not PossibleEMETTEUR NOT RELIENON TRAITABLE PROBLEME SYSTEME
07488Cryptographic FailureREFUSEREFUSEE
07489Unacceptable PIN; Transaction Declined; Re-tryEMETTEUR NOT RELIENON TRAITABLE PROBLEME SYSTEME
07894Dupicate transmissionRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
11368TimeoutRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
20155PIN incorrectRECOMMENCER NIP ERRORNENIP ERRORNE RECOMMENCEZ S.V.P.
41679Life cycleREFUSEE ENTR CART A JOURREFUSEE ENTR CART A JOUR
41682PolicyREFUSEE ENTR CART A JOURREFUSEE ENTR CART A JOUR
41683Fraud/SecurityREFUSEE ENTR CART A JOURREFUSEE ENTR CART A JOUR
42179Life cycleCARTE REFUSEE NE PAS REESSAYERCARTE REFUSEE NE PAS REESSAYER
42182PolicyCARTE REFUSEE NE PAS REESSAYERCARTE REFUSEE NE PAS REESSAYER
42183Fraud/SecurityCARTE REFUSEE NE PAS REESSAYERCARTE REFUSEE NE PAS REESSAYER
42205Do not honorARRETER PAIEMENT NE PAS REESSAYERARRETER PAIEMENT NE PAS REESSAYER
42282PolicyARRETER PAIEMENT NE PAS REESSAYERARRETER PAIEMENT NE PAS REESSAYER
47603Merchant invalid on networkREFUSEEN/A
47612Invalid TransactionREFUSEEN/A
47613Invalid amountREFUSEEN/A
47615Card iss. not foundREFUSEEN/A
47691Switch or issuer inoperativeREFUSEEN/A
47696System errorREFUSEEN/A
47612Contact Card IssuerREFUSEEN/A
47671PIN Not ChangedREFUSEEN/A
47675PIN tries exceededREFUSEEN/A
47676Invalid to accountREFUSEEN/A
47677Invalid from accountREFUSEEN/A
47678Invalid accountREFUSEEN/A
47714Invalid card numberREFUSEE COMPTE INCONNUN/A
47841Lost card, pick upREFUSEE 41-GARDER CARTE APPLN/A
47904Capture CardREFUSEE GARDER CARTEN/A
48043Stolen card, pick upREFUSEE 43-GARDER CARTE APPLN/A
48105Do not honorREFUSEEN/A
48151Not sufficient fundsREFUSEEN/A
48157Tran not allowed to issuerREFUSEEN/A
48158Tran not permitted to acqREFUSEEN/A
48162Restricted cardREFUSEEN/A
48179Life cycleREFUSEEN/A
48179Life cycleREFUSEEN/A
48182PolicyREFUSEEN/A
48183Fraud/SecurityREFUSEEN/A
48146Closed AccountREFUSEEN/A
48172Account Not ActiveREFUSEEN/A
48254Expired cardREFUSEE CARTE EXPIREN/A
48302Refer to card issuerREFUSEE APPEL A L'EMETTEURN/A
48361Exceeds approval amt limitREFUSEE APPEL A L'EMETTEURN/A
49265Exceeds withdrawal countNOMBRE DE RETRAIT DEPASSEN/A
89863Security violationRECOMMENCER ERREUR EDITIONNON TRAITABLE RECOMMENCEZ S.V.P.
49351Transaction has been declined due to insufficient funds/over credit limit. Transaction may be resubmitted for authorization after one hourRefusée. Réessayez dans 1 hN/A
49451Transaction has been declined due to insufficient funds/over credit limit. Transaction may be resubmitted for authorization after 24 hoursRefusée. Réessayez dans 24 hN/A
49551Transaction has been declined due to insufficient funds/over credit limit. Transaction may be resubmitted for authorization after 2 daysRefusée. Réessayez dans 2 jN/A
49651Transaction has been declined due to insufficient funds/over credit limit. Transaction may be resubmitted for authorization after 4 daysRefusée Réessayez dans 4 jN/A
49751Transaction has been declined due to insufficient funds/over credit limit. Transaction may be resubmitted for authorization after 6 daysRefusée Réessayez dans 6 jN/A
49851Transaction has been declined due to insufficient funds/over credit limit. Transaction may be resubmitted for authorization after 8 daysRefusée Réessayez dans 8 jN/A
49951Transaction has been declined due to insufficient funds/over credit limit. Transaction may be resubmitted for authorization after 10 daysRefusée Réessayez dans 8 jN/A

Amex-JCB

Discover

RBC CodeISO CodeDescriptionTerminal MessagePINPAD Message
00096System upAPPROUVEEAPPROUVEE
00096Soft downAPPROUVEEAPPROUVEE
00096System downAPPROUVEEAPPROUVEE
02700ApprovedAPPROUVEEN/A
00100ApprovedAPPROUVEEAPPROUVEE
00100No reason to declineAPPROUVEEAPPROUVEE
01010Approved for partial amountAPPROUVEEAPPROUVEE
05096Capture cardRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
05096Do not honorRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
05096Pick up card, special conditionRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
05096Lost cardRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
05096Stolen cardRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
05096DeclineRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
05096Suspected fraudRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
05096Hard capture (Requires ATM pickup)RECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
05096Domain restriction controls failureRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
05275Allowable PIN retries exceededTROP ERREURS NIPTROP ERREURS NIP VOYEZ VOTRE SUC
05358Bank not supported by switchRECOMMENCER ERREUR EDITIONNON TRAITABLE RECOMMENCEZ S.V.P.
05496Security violationRECOMMENCER ERREUR EDITIONNON TRAITABLE RECOMMENCEZ S.V.P.
05640Requested function not supportedCARTE NON ACCEPTEEREFUSEE PAS ACCESS AU TPV
05640Transaction not permitted to issuer/cardholderCARTE NON ACCEPTEEREFUSEE PAS ACCESS AU TPV
05640Transaction not permitted to acquirer/terminalCARTE NON ACCEPTEEREFUSEE PAS ACCESS AU TPV
05962Restricted cardUSAGE RESTREINTUSAGE RESTREINT VOYEZ VOTRE SUC
06906Format errorRECOMMENCER ERREUR EDITIONNON TRAITABLE RECOMMENCEZ S.V.P.
07192Unable to route transactionCARTE NON VALIDECARTE NON VALIDE VOYEZ VOTRE SUC
07491Re-enter transactionEMETTEUR NOT RELIENON TRAITABLE PROBLEME SYSTEME
07491Authorisation system or issuer system inoperativeEMETTEUR NOT RELIENON TRAITABLE PROBLEME SYSTEME
07491Transaction cannot be completed, violation of lawEMETTEUR NOT RELIENON TRAITABLE PROBLEME SYSTEME
07894Duplicate transmission detectedRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
07894Already Reversed (by switch)RECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
08265Exceeds withdrawal count limitUSAGE EXCEDEEUSAGE EXCEDEE VOYEZ VOTRE SUC
09561Exceeds withdrawal amount limitLIMITE $ EXCEDEE VOYEZ VOTRE SUCREFUSEE VOYEZ VOTRE SUC
10091Network unavailableRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
10091System malfunctionRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
10296Card acceptor Call Acquirer Security DeptRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
11368Response received too lateRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
15006Invalid merchantRECOMMENCER ERREUR EDITIONNON TRAITABLE RECOMMENCEZ S.V.P.
20155Invalid PINRECOMMENCER NIP ERRORNENIP ERRORNE RECOMMENCEZ S.V.P.
20513Original amount incorrectRECOMMENCER ERREUR EDITIONNON TRAITABLE RECOMMENCEZ S.V.P.
20656No card recordCARTE INACTIVECARTE INACTIVE VOYEZ VOTRE SUC
20656Invalid to account specifiedCARTE INACTIVECARTE INACTIVE VOYEZ VOTRE SUC
20656Invalid from account specifiedCARTE INACTIVECARTE INACTIVE VOYEZ VOTRE SUC
47612Invalid transactionREFUSEEN/A
47606No credit accountREFUSEEN/A
47612Invalid amountREFUSEEN/A
47714Invalid card numberREFUSEE COMPTE INCONNUN/A
48254Expired cardREFUSEE CARTE EXPIREN/A
48360Card acceptor Contact AcquirerREFUSEE APPEL A L'EMETTEURN/A
48360Decline for AVS or CID mismatchREFUSEE APPEL A L'EMETTEURN/A
48360PIN change/unblock failedREFUSEE APPEL A L'EMETTEURN/A
48360New PIN not acceptedREFUSEE APPEL A L'EMETTEURN/A
90075Allowable PIN retries exceededTROP ERREURS NIPCARTE EXPIREE VOYEZ VOTRE SUCC

Union Pay

RBC CodeISO CodeDescriptionTerminal MessagePINPAD Message
000A2Successful txn with faultAPPROUVEEAPPROUVEE
000A4Successful txn with faultAPPROUVEEAPPROUVEE
000A5Successful txn with faultAPPROUVEEAPPROUVEE
000A6Successful txn with faultAPPROUVEEAPPROUVEE
000D4File processedAPPROUVEEAPPROUVEE
02700Approved or completed successfullyAPPROUVEEAPPROUVEE
00111VIPAPPROUVEEAPPROUVEE
001Y1Advice acknowledgedAPPROUVEEAPPROUVEE
001Y3Advice acknowledgedAPPROUVEEAPPROUVEE
01010Partial amount approvedAPPROUVEEAPPROUVEE
05001Refer to card issuersRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
05005ID certification failsRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
05021Card not initializedRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
05025Unable to locate original txnRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
05045Fallback txn is not allowedRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
05059Suspected fraudRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
09565Exceeds withdrawal limitLIMITE $ EXCEDEE VOYEZ VOTRE SUCREFUSEE VOYEZ VOTRE SUC
05097ATM/POS TID cannot be locatedRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
050A0MAC failedRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
050A3Account not found-tsfinRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
050A7Security processing failureRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
050B1No arrearsRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
050D3Invalid file typeRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
050D5No such fileRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
050D7File lockedRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
050D8UnsuccesfulRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
050D9Incorrect file lengthRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
050DAFile decompression errorRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
050DBFile name errorRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
050DCFile cannot be receivedRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
050F1File record format errorRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
050F2File record repeatedRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
050F3File record not existingRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
050F4File record errorRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
050Z1Deny-do not honourRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
050Z3Deny-do not honourRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
050P1Contact number of cardholder not foundRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
05238PIN try limit exceededTROP ERREURS NIPTROP ERREURS NIP VOYEZ VOTRE SUC
05275PIN retrieds exceededTROP ERREURS NIPTROP ERREURS NIP VOYEZ VOTRE SUC
05640Function requested not supportedCARTE NON ACCEPTEEREFUSEE PAS ACCESS AU TPV
056D6Not supported by receiverCARTE NON ACCEPTEEREFUSEE PAS ACCESS AU TPV
05741Lost cardUSAGE RESTREINTUSAGE RESTREINT VOYEZ VOTRE SUC
05743Stolen cardUSAGE RESTREINTUSAGE RESTREINT VOYEZ VOTRE SUC
05962Restricted cardUSAGE RESTREINTUSAGE RESTREINT VOYEZ VOTRE SUC
067D2Date errorRECOMMENCER ERREUR EDITIONNON TRAITABLE RECOMMENCEZ S.V.P.
06930Format errorRECOMMENCER ERREUR EDITIONNON TRAITABLE RECOMMENCEZ S.V.P.
07015No such issuerCARTE NON VALIDECARTE NON VALIDE VOYEZ VOTRE SUC
07192Unable to routeCARTE NON VALIDECARTE NON VALIDE VOYEZ VOTRE SUC
07894Duplicated txnRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
09561Txn amount limit exceededLIMITE $ EXCEDEE VOYEZ VOTRE SUCREFUSEE VOYEZ VOTRE SUC
11368Issuer response timeoutRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
15003Invalid merchantRECOMMENCER ERREUR EDITIONNON TRAITABLE RECOMMENCEZ S.V.P.
20155Incorrect PINRECOMMENCER NIP ERRORNENIP ERRORNE RECOMMENCEZ S.V.P.
20199PIN block errorRECOMMENCER NIP ERRORNENIP ERRORNE RECOMMENCEZ S.V.P.
20513Invalid amountRECOMMENCER ERREUR EDITIONNON TRAITABLE RECOMMENCEZ S.V.P.
20564Original txn errorRECOMMENCER ERREUR EDITIONNON TRAITABLE RECOMMENCEZ S.V.P.
05512Invalid related transactionCARTE NON ACCEPTEEREFUSEE PAS ACCESS AU TPV
47622Suspected malfunctionREFUSEEN/A
47690Cutoff is in progressREFUSEEN/A
47691Issuer not capable to processREFUSEEN/A
47696Switch system malfunctionREFUSEEN/A
47698Issuer response not receivedREFUSEEN/A
476C1Illegal status of acquirerREFUSEEN/A
476D1Incorrect IINREFUSEEN/A
477N1Items not on bankbookREFUSEE COMPTE INCONNUN/A
47714Invalid card numberREFUSEE COMPTE INCONNUN/A
48151Insufficient balanceREFUSEEN/A
48157Txn not allowed by cardholderREFUSEEN/A
48158Txn not allowed by terminalREFUSEEN/A
48254Expired cardREFUSEE CARTE EXPIREN/A
90904Pick-upERREUR-CARTE ADMANNULEE
90934FraudERREUR-CARTE ADMANNULEE

Interac

RBC CodeISO CodeDescriptionTerminal MessagePINPAD Message
00100ApprovedAPPROUVEEAPPROUVEE
05019RFI Error – Re-Enter TransactionRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
05059ARQC ErrorREFUSEREFUSEE
050Q9Response Not Listed Above Had Been ReceivedRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
05154Expired CardCARTE EXPIREECARTE EXPIREE VOYEZ VOTRE SUC
05275Allowable Number of PIN Tries ExceededTROP ERREURS NIPTROP ERREURS NIP VOYEZ VOTRE SUC
05558Transaction Not Permitted to TerminalCARTE NON ACCEPTEEREFUSEE PAS ACCESS AU TPV
05624ATC Check FailureCARTE NON ACCEPTEEREFUSEE PAS ACCESS AU TPV
05625CVR DeclineCARTE NON ACCEPTEEREFUSEE PAS ACCESS AU TPV
05626CVR DeclineCARTE NON ACCEPTEEREFUSEE PAS ACCESS AU TPV
05627ARQC DeclineCARTE NON ACCEPTEEREFUSEE PAS ACCESS AU TPV
05628Fallback DeclineCARTE NON ACCEPTEEREFUSEE PAS ACCESS AU TPV
05640Requested Function Not SupportedCARTE NON ACCEPTEEREFUSEE PAS ACCESS AU TPV
05657Transaction Not permitted to CardholderCARTE NON ACCEPTEEREFUSEE PAS ACCESS AU TPV
05630No CVMs ResultsCARTE NON ACCEPTEEREFUSEE PAS ACCESS AU TPV
05805Do Not HonorUSAGE RESTREINTUSAGE RESTREINT VOYEZ VOTRE SUC
05962Restricted CardUSAGE RESTREINTUSAGE RESTREINT VOYEZ VOTRE SUC
06052No Chequing AccountPAS DE COMPTE CHEQUESCPTE NON ETABLI VOYEZ VOTRE SUC
06053No Savings AccountPAS DE COMPTE EPARGNECPTE NON ETABLI VOYEZ VOTRE SUC
06414Edit Error in PANRECOMMENCER NO. CARTE NON VALIDENON TRAITABLE RECOMMENCEZ S.V.P.
06777Invalid Capture Date/Completion Received after 48 hoursRECOMMENCER ERREUR EDITIONNON TRAITABLE RECOMMENCEZ S.V.P.
06906Edit errorRECOMMENCER ERREUR EDITIONNON TRAITABLE RECOMMENCEZ S.V.P.
06913Invalid AmountRECOMMENCER ERREUR EDITIONNON TRAITABLE RECOMMENCEZ S.V.P.
07485No Keys Available for UseEMETTEUR NOT RELIENON TRAITABLE PROBLEME SYSTEME
07486Message Encryption Key Synchronization ErrorEMETTEUR NOT RELIENON TRAITABLE PROBLEME SYSTEME
07487PIN Key Synchronization ErrorEMETTEUR NOT RELIENON TRAITABLE PROBLEME SYSTEME
07488MAC Key Synchronization ErrorEMETTEUR NOT RELIENON TRAITABLE PROBLEME SYSTEME
07489Transaction to be terminated in favour of contact interfaceREFUSE PROBLEME SYSTEMENON TRAITABLE PROBLEME SYSTEME
07491Issuer Inc or Switch is InoperativeEMETTEUR NOT RELIENON TRAITABLE PROBLEME SYSTEME
07496System MalfunctionRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
07651Non-Sufficient FundsMANQUE DE FONDSREFUSEE MANQUE DE FONDS
07894Duplicate TransmissionRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
08265Exceeds Withdrawal Frequency LimitUSAGE EXCEDEEUSAGE EXCEDEE VOYEZ VOTRE SUC
09561Exceeds Withdrawal Limit/Completion Amount/Original AmountLIMITE $ EXCEDEE VOYEZ VOTRE SUCREFUSEE VOYEZ VOTRE SUC
07392Financial Inst/Intermediate Network Not Found for RoutingCARTE NON VALIDECARTE NON VALIDE VOYEZ VOTRE SUC
20155Incorrect Personal Identification NumberRECOMMENCER NIP ERRORNENIP ERRORNE RECOMMENCEZ S.V.P.
20656No Card RecordCARTE INACTIVECARTE INACTIVE VOYEZ VOTRE SUC
207Q0Edit Error in Capture DateRECOMMENCER ERREUR EDITIONNON TRAITABLE RECOMMENCEZ S.V.P.
20912Invalid Processing CodeRECOMMENCER ERREUR EDITIONNON TRAITABLE RECOMMENCEZ S.V.P.
81068Response Received Too late (Time-Out)RECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
87781Invalid PIN BlockREFUSE CARTE EXPIREECARTE EXPIREE VOYEZ VOTRE SUCC
87882PIN Length ErrorRECOMMENCER NIP ERRONENIP ERRONE RECOMMENCEZ S.V.P.
89863Security Violation. MAC Value is IncorrectRECOMMENCER ERREUR EDITIONNON TRAITABLE RECOMMENCEZ S.V.P.
90941Lost Card, Pick UpERREUR-CARTE ADMANNULEE

Moneris Decline

RBC CodeISO CodeRBC Code DescriptionTerminal MessagePINPAD Message
05096Decline - DeclinedREFUSE ERREUR 050REFUSEE
05154Decline - Expired CardREFUSE CARTE EXPIREECARTE EXPIREE VOYEZ VOTRE SUCC
05275Decline - Exceeded Pin TriesREFUSE TROP ERREURS NIPTROP ERREURS NIP VOYEZ VOTRE SUCC
05358Decline - No SharingREFUSE CARTE NON VALIDECARTE NON VALIDE
05496Decline - No Atalla BoxREFUSE MAC NOT CREATEDPROBLEME SYSTEME
05540Decline - Invalid TranREFUSE OPER NON VALIDENON TRAITABLE OPER NON VALIDE
05640Decline - No SupportREFUSE USAGE RESTREINTREFUSEE
05762Decline - Lost Or Stolen CardREFUSE USAGE RESTREINTREFUSEE
05862Decline - Invalid StatusREFUSE PROBLEME CARTEPROBLEME CARTE
05962Decline - RestrictedREFUSE USAGE RESTREINTUSAGE RESTREINT VOYEZ VOTRE SUCC
06056Decline - No AccountsREFUSE COMPTE NON VALIDENON TRAITABLE COMPTE NON VAL.
06156Decline - No PbfREFUSE ADM ESSAIS EXCEDADM ESSAIS EXCED
06296Decline - Pbf Update ErrorREFUSE CODE ADM NON VALIDENIP ADM NON VALIDE
06396Decline - Invalid Auth TypeREFUSE PROBLEME SYSTEMENON TRAITABLE PROBLEME SYSTEME
06414Decline - Bad Track2REFUSE PROBLEME CARTEPROBLEME CARTE
065RADecline - Adj Not AllowedREFUSE LIMITE CORR DEPASSENon Traitable Magasin-Lim Excd
06696Decline - Invalid IncrementREFUSE MONTANT NON VALIDEMONTANT NON VALIDE
06777Decline - Invalid Tran DateREFUSE DATE NON VALIDEDATE NON VALIDE
06896Decline - Tlf ErrorREFUSE PROBLEME SYSTEMENON TRAITABLE PROBLEME SYSTEME
06906Decline - Msg Edit ErrorREFUSE PROBLEME SYSTEMENON TRAITABLE PROBLEME SYSTEME
07092Decline - No Idf RecordREFUSE PROBLEME SYSTEMENON TRAITABLE PROBLEME SYSTEME
07192Decline - Invalid Route AuthREFUSE PROBLEME SYSTEMENON TRAITABLE PROBLEME SYSTEME
07205Decline - On Nat'l NegREFUSE USAGE RESTREINTREFUSEE
07392Decline - Inv Route ServiceREFUSE PROBLEME SYSTEMENON TRAITABLE PROBLEME SYSTEME
07491Decline - Unable To AuthorizeREFUSE PROBLEME SYSTEMENON TRAITABLE PROBLEME SYSTEME
07514Decline - Invalid Pan LengthREFUSE PROBLEME CARTEPROBLEME CARTE
07651Decline - Low FundsREFUSE-FONDS NON DISPONIBLEFONDS NON DISP.
07761Decline - Pre-Auth FullREFUSE PROBLEME SYSTEMENON TRAITABLE PROBLEME SYSTEME
07894Decline - Duplicate TranREFUSE PROBLEME SYSTEMENON TRAITABLE PROBLEME SYSTEME
07961Decline - Max Refund OnlineREFUSE-DEPASSE LIMIT REMBOURSEMENTNON TRAITABLE DEPASS LIMITE
08061Decline - Max Refund OfflineREFUSE-DEPASSE LIMIT REMBOURSEMENTNON TRAITABLE DEPASS LIMITE
08161Decline - Max Per RefundREFUSE-DEPASSE LIMIT REMBOURSEMENTNON TRAITABLE DEPASS LIMITE
08265Decline - Num Times UsedREFUSE DEPASS USAGE MAX.NON TRAITABLE DEPASS USAGE MAX
08361Decline - Max Refund TotalREFUSE-DEPASSE LIMIT REMBOURSEMENTNON TRAITABLE DEPASS LIMITE
08496Decline - Cust Neg ReasonREFUSE INVERS NON VALIDEINVERS NON VALIDE
08540Decline - Inq Not AllowedREFUSE-SOLDE NON DISPONIBLESOLDE NON DISPONIBLE
08696Decline - Over Floor LimitREFUSE DEPASS LIMITENON TRAITABLE DEPASS LIMITE
087Q7Decline - Max Refund NumberREFUSE-DEPASSE LIMIT REMBOURSEMENTNON TRAITABLE DEPASS LIMITE
08896Decline - Place CallREFUSE PROBLEME SYSTEMENON TRAITABLE PROBLEME SYSTEME
08962Decline - Caf Status 0 Or 9REFUSE PROBLEME CARTEPROBLEME CARTE
09096Decline - Referral File FullREFUSE PROBLEME SYSTEMENON TRAITABLE PROBLEME SYSTEME
09196Decline - Neg File ProblemREFUSE PROBLEME SYSTEMENON TRAITABLE PROBLEME SYSTEME
092Q7Decline - Advance < MinimumREFUSE MONTANT NON VALIDEMONTANT NON VALIDE
09396Decline - DelinquentREFUSE PROBLEME COMPTENON TRAITABLE PROBLEME COMPTE
09496Decline - Over Limit TableREFUSE DEPASS LIMITENON TRAITABLE DEPASS LIMITE
09561Decline - Amount Over MaxREFUSE DEPASSE LIMITEDEPASS LIMITE
09682Decline - Pin RequiredREFUSE CODE REQUISNIP REQUIS
09714Decline - Mod Ten CheckREFUSE PROBLEME CARTEPROBLEME CARTE
09805Decline - Force PostREFUSE ERREUR 098REFUSEE
09914Decline - Bad PbfREFUSE PROBLEME SYSTEMENON TRAITABLE*PROBLEME SYSTEME
491N1Not PYC EligibleREFUSEEN/A

Moneris Error

RBC CodeISO CodeRBC Code DescriptionTerminal MessagePINPAD Message
10091Refer - Unable To ProcessREFUSE PROBLEME SYSTEMEPROBLEME SYSTEME
10191Refer - Issue CallREFUSE PROBLEME SYSTEMENON TRAITABLE PROBLEME SYSTEME
10296Refer - CallREFUSE PROBLEME SYSTEMEPROBLEME SYSTEME
10396Refer - Neg File ProblemREFUSE PROBLEME SYSTEMEPROBLEME SYSTEME
10496Refer - Caf File ProblemREFUSE PROBLEME SYSTEMEPROBLEME SYSTEME
10557Refer - Card Not SupportedREFUSE PROBLEME CARTEPROBLEME CARTE
106Q7Refer - Amount Over MaxREFUSE DEPASS LIMITEDEPASS LIMITE
10765Refer - Over Daily LimitREFUSE DEPASS LIMITEDEPASS LIMITE
10896Refer - Caf Not FoundREFUSE PROBLEME SYSTEMEPROBLEME SYSTEME
109Q7Refer - Advance < MinimumREFUSE MONTANT NON VALIDEMONTANT NON VAL.
11065Refer - Num Times UsedREFUSE DEPASS USAGE MAX.DEPASS USAGE MAX
11196Refer - DelinquentREFUSE PROBLEME COMPTEPROBLEME COMPTE
11296Refer - Over Limit TableREFUSE DEPASS LIMITEDEPASS LIMITE
11368Refer - TimeoutREFUSE DELAI DEPASSEDELAI DEPASSE
11596Refer - Ptlf FullREFUSE PROBLEME SYSTEMEPROBLEME SYSTEME
12096Refer - Uaf File ProblemREFUSE CARTE EXPIREECARTE EXPIREE VOYEZ VOTRE SUCC
12196Refer - Admin File ProblemREFUSE CARTE EXPIREECARTE EXPIREE VOYEZ VOTRE SUCC
12281Refer - Unable To Validate PinREFUSE PROBLEME SYSTEMENON TRAITABLE PROBLEME SYSTEME
15006Service - Merchant Not On FileREFUSE COMPTE NON VALIDENON TRAITABLE COMPTE NON VAL.
20006Error - AccountRECOMMENCER ERREUR EDITIONNON TRAITABLE RECOMMENCEZ S.V.P.
20155Error - Incorrect PinREFUSE-RECOMMENCEZ NIP ERRONENIP NON VALIDE RECOMMENCEZ SVP
20213Error - Advance < MinimumREFUSE CARTE ADM NECESSANNULEE
20396Error - Admin Card NeededREFUSE LIM DETAILL DEPASSENon Traitable Magasin-Lim Excd
204Q7Error - Enter Lesse AmountREFUSE MONTANT NON VALIDEMONTANT NON VALIDE
20513Error - Invalid Advance AmountREFUSE CARTE NON ACCEPTEEPROBLEME CARTE
20656Error - Caf Not FoundREFUSE DATE NON VALIDEDATE NON VALIDE
20777Error - Invalid Tran DateREFUSE-DATE EXPIR NON VALIDEDATE EXP NON VALIDE
20806Error - Invalid Exp DateREFUSE OPER NON VALIDENON TRAITABLE OPER NON VALIDE
20912Error - Invalid TrancodeREFUSE REINITALISERPROBLEME SYSTEME
21087Error - Pin Key Sync ErrorREFUSE DEPASS LIMITEDEPASS LIMITE
21291Error - Destn Not AvailableUnder ReviewUnder Review
25191Error - On Cash AmountUnder ReviewUnder Review
25291Decline - Debit Not SupportedUnder ReviewUnder Review
40096Error - Cryptogram FailureUnder ReviewUnder Review
40496Error - Atc CheckUnder ReviewUnder Review
40596Error - Cvr CheckUnder ReviewUnder Review
40657Error - Tvr CheckUnder ReviewUnder Review
408Q7Error - Fallback CheckUnder ReviewUnder Review

System Decline

RBC CodeHost FID X (ISO CODE)DescriptionTerminal MessagePINPAD Message
03087Purchase Amount Only, No Cash Back allowedAPPROUVEE SANS RETRAIT DE FONDAPPROUVEE SANS RETRAIT DE FOND
00185Not DeclinedAPPROUVEEAPPROUVEE
00400Honor with idAPPROUVEEAPPROUVEE
01010Approval for partial amtAPPROUVEEAPPROUVEE
02701ApprovedAPPROUVEEN/A
05084Invalid auth life cycleRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
05681Domestic Debit Txn Not Allowed (Regional use only)CARTE NON ACCEPTEEREFUSEE PAS ACCESS AU TPV
06930Format errorRECOMMENCER ERREUR EDITIONNON TRAITABLE RECOMMENCEZ S.V.P.
07392Unable to route transactionCARTE NON VALIDECARTE NON VALIDE VOYEZ VOTRE SUC
07486PIN Validation Not PossibleEMETTEUR NOT RELIENON TRAITABLE PROBLEME SYSTEME
07488Cryptographic FailureREFUSEREFUSEE
07489Unacceptable PIN; Transaction Declined; Re-tryEMETTEUR NOT RELIENON TRAITABLE PROBLEME SYSTEME
07894Dupicate transmissionRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
11368TimeoutRECOMMENCER PROBLEME SYSTEMENON TRAITABLE RECOMMENCEZ S.V.P.
20155PIN incorrectRECOMMENCER NIP ERRORNENIP ERRORNE RECOMMENCEZ S.V.P.
41679Life cycleREFUSEE ENTR CART A JOURREFUSEE ENTR CART A JOUR
41682PolicyREFUSEE ENTR CART A JOURREFUSEE. ENTR CART A JOUR
41683Fraud/SecurityREFUSEE ENTR CART A JOURREFUSEE. ENTR CART A JOUR
42179Life cycleCARTE REFUSEE NE PAS REESSAYERCARTE REFUSEE NE PAS REESSAYER
42182PolicyCARTE REFUSEE NE PAS REESSAYERCARTE REFUSEE NE PAS REESSAYER
42183Fraud/SecurityCARTE REFUSEE NE PAS REESSAYERCARTE REFUSEE NE PAS REESSAYER
42205Do not honorARRETER PAIEMENT NE PAS REESSAYERARRETER PAIEMENT. NE PAS REESSAYER
42282PolicyARRETER PAIEMENT NE PAS REESSAYERARRETER PAIEMENT. NE PAS REESSAYER
47603Merchant invalid on networkREFUSEEN/A
47612Invalid TransactionREFUSEEN/A
47613Invalid amountREFUSEEN/A
47615Card iss. not foundREFUSEEN/A
47691Switch or issuer inoperativeREFUSEEN/A
47696System errorREFUSEEN/A
47612Contact Card IssuerREFUSEEN/A
47671PIN Not ChangedREFUSEEN/A
47675PIN tries exceededREFUSEEN/A
47676Invalid to accountREFUSEEN/A
47677Invalid from accountREFUSEEN/A
47678Invalid accountREFUSEEN/A
47714Invalid card numberREFUSEE COMPTE INCONNUN/A
47841Lost card, pick upREFUSEE 41-GARDER CARTE APPLN/A
47904Capture CardREFUSEE GARDER CARTEN/A
48043Stolen card, pick upREFUSEE 43-GARDER CARTE APPLN/A
48105Do not honorREFUSEEN/A
48151Not sufficient fundsREFUSEEN/A
48157Tran not allowed to issuerREFUSEEN/A
48158Tran not permitted to acqREFUSEEN/A
48162Restricted cardREFUSEEN/A
48179Life cycleREFUSEEN/A
48179Life cycleREFUSEEN/A
48182PolicyREFUSEEN/A
48183Fraud/SecurityREFUSEEN/A
48146Closed AccountREFUSEEN/A
48172Account Not ActiveREFUSEEN/A
48254Expired cardREFUSEE CARTE EXPIREN/A
48302Refer to card issuerREFUSEE APPEL A L'EMETTEURN/A
48361Exceeds approval amt limitREFUSEE APPEL A L'EMETTEURN/A
49265Exceeds withdrawal countNOMBRE DE RETRAIT DEPASSEN/A
89863Security violationRECOMMENCER ERREUR EDITIONNON TRAITABLE RECOMMENCEZ S.V.P.
49351Transaction has been declined due to insufficient funds/over credit limit. Transaction may be resubmitted for authorization after one hourRefusée.. Réessayez dans 1 hN/A
49451Transaction has been declined due to insufficient funds/over credit limit. Transaction may be resubmitted for authorization after 24 hoursRefusée.. Réessayez dans 24 hN/A
49551Transaction has been declined due to insufficient funds/over credit limit. Transaction may be resubmitted for authorization after 2 daysRefusée. Réessayez dans 2 jN/A
49651Transaction has been declined due to insufficient funds/over credit limit. Transaction may be resubmitted for authorization after 4 daysRefusée. Réessayez dans 4 jN/A
49751Transaction has been declined due to insufficient funds/over credit limit. Transaction may be resubmitted for authorization after 6 daysRefusée. Réessayez dans 6 jN/A
49851Transaction has been declined due to insufficient funds/over credit limit. Transaction may be resubmitted for authorization after 8 daysRefusée. Réessayez dans 8 jN/A
49951Transaction has been declined due to insufficient funds/over credit limit. Transaction may be resubmitted for authorization after 10 daysRefusée. Réessayez dans 8 jN/A

Admin Transaction

RBC CodeHost FID X (ISO Code)RBC Code DescriptionTerminal MessagePINPAD Message
96006Initialization Failure - No Match on Merchant IDFailed to Initialize Merchant ID Error
96100Initialization Failure - No Match on PED IDNo Match on PED Contact Help Centre
96200Initialization Failure - No match on Printer IDFailed to Initialize Printer ID Error
96405Initialization Failure - No Match On Concentrator IDFailed to Initialize Concentrator ID Err
96505Invalid Software Version NumberTerminal Data Error Contact Help Centre
966Duplicate Terminal NameDuplicate Terminal Name
970Terminal/Clerk Table FullTable Full/Table Pleine
983Clerk Totals Unavailable: selected Clerk IDs do not exist or have zero totalsNo Activity/Aucune Activite
98988MAC Error on Transaction 95 (Initialization and Handshake), most often, this indicates that the wrong keys have been injected into a device/KMAC Sync ErrorProbleme Système ###

Decline No Retry

RBC CodeISO CodeRBC Code DescriptionTerminal MessagePINPAD Message
05059Arqc Validation ErrorREFUSE 59REFUSEE
41158Invalid Transaction or Transaction not Permitted to Terminal (this will be received if RBC card used in transit environment)REFUSE-RECOMMENCEZ ERREUR EDITIONNON TRAITABLE RECOMMENCEZ SVP
41478Completion Amount ExceededUNDER REVIEWUNDER REVIEW
41579Completion Time Limit ExpiredUNDER REVIEWUNDER REVIEW
41280Re-submit Not AllowedCARTE REFUSEE NE PAS REESSAYERCARTE REFUSEE NE PAS REESSAYER
41383Terminal SAF Transaction Not AllowedUNDER REVIEWUNDER REVIEW